The moment has arrived! Dive into the world of investment with my book trailer! 
Get a sneak peek at what my book has to offer. 👇👇👇
“Those who keep learning, will keep rising in life.” And, helping others to learn can be just as valuable: “The best thing a human being can do is to help another human being know more.”
— Charles T. Munger
Hi, I’m Evan Louise Madriñan—an avid reader, curious learner, and writer. My writing journey started as a finance and investment blogger, crafting blogs on my website since 2020. While I may not boast a laundry list of credentials, what I do possess is a deep love for storytelling and a genuine desire to share knowledge and ideas with others.
My mission is to show you that even as an average employee, you and I can learn to master our own money and achieve the life we want for ourselves and our families.
Everyone has a story worth telling, insights worth sharing to enrich others’ lives, and knowledge that should be accessible to all, regardless of one’s formal qualifications, level of intellect, age, or social status.
Recent Blogs
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My 2023 Year-End Portfolio Part 2
Elmads shared a comprehensive review of his 2023 year-end investment portfolio, detailing a 43% equity allocation that underperformed compared to major indices like the S&P 500. Holding investments in three financial brokerages, he discussed investment decisions in both local and international stocks, including challenges like managing capital gains tax and the inefficiency of frequent trading.…
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My 2023 Year-End Portfolio
Elmads discusses the impact of revisiting old social media posts and financial data, highlighting how they trigger memories and emotions, and promote self-reflection. The post emphasizes the importance of documentation in personal growth and financial management. Elmads shares personal experiences with a self-developed finance tracker that aids in money management and setting future goals. He…
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Smart Money Moves: How to Leverage Tax-Free Accounts for Financial Success in the UK
Elmads’ blog post discusses the importance of utilizing the UK’s tax-exempt Individual Savings Accounts (ISAs) to manage and save money effectively. It emphasizes earning enough to cover essential needs before saving and highlights various ISAs like Cash ISA, Lifetime ISA, and Stocks and Shares ISA suited for different financial goals across various timeframes. The post…
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Beyond the Score: The Business of Credit Ratings Explored
When deciding which friend to financially assist with $2,000, one might consider trustworthiness and financial behavior, similar to how a credit rating agency assesses a company or nation’s ability to repay debt. Credit rating agencies emerged in the 19th century to support investors in railway companies by evaluating the creditworthiness of business ventures. These agencies…
The link to my Solo Podcast. It can also be played via Spotify, Google Podcasts, Anchor, Pocket Casts, Breaker, Copy RSS and RadioPublic platforms.
Follow me on my social media pages down below, where I post twice daily contents regarding investing, saving money and everything else in between.