28th December, 2020 by elmads When I was young, I always kept on hearing the word “interest”, mostly from my parents and relatives when they talk about banks and finances. I remember that I was very confused about how it works because I heard two conflicting narratives, either they receive interest Read more…
25th December, 2020 by elmads INTRODUCTION As investing has been gaining popularity, the number of individuals investing a part of their salary to various financial products, such as stocks, bonds and real estate are increasing as well. Yet, there are still somehow, confusion between these investment asset categories. “Where does Read more…
11th December, 2020 by elmads WEALTH ACCUMULATION The 3rd and 4th steps are under the Wealth Accumulation phase, this is the exciting, yet overwhelming part of financial planning for most people. In here we will be learning how to make our money work for us through passive income by investing, and how Read more…
Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Introduction Money management has been a widely discussed topic, people either do not like it or love it, either they learn and master Read more…
4th of December, 2020 by elmads Did you ever wonder how budgeting principles started? what is the main driver for managing money, why other people mismanage their money and why even though people have their own personal financial goals in life, they still have the similar general goals with others, Read more…
Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Have you ever experienced unexpected events in your life? such as, your car broke down in the middle of the road while going Read more…
27th November, 2020 by elmads In today’s era, Millenials and Gen Zs have entered the very competitive employment world, they are either still looking for the right job for them or have already set foot into their dream work or businesses. While the older generations are either still working just Read more…
26th November, 2020 by elmads Financial advisors, planners, our parents and teachers always talk about saving money for our future by spending less and live within our means, which is absolutely, undoubtedly and undeniably true! Almost all people around the world knows about it, but why are we still seeing Read more…
Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Saving Money Saving money has been a part of our society, the reasons for saving may vary from person to person, this can Read more…