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Retirement Planning for Millennials & Gen Zs

By elmads Growing old is an irreversible part of our lives, it is a natural law and order. Beings in this world will have their own time to pass, some will have a shorter lifespan while others longer. The time it takes to reach the declining slope of our physical Read more…

By Evan Louise Madriñan, 4 years24/05/2021 ago

Financial Mutant Level of Managing Money – Your own Cash Flow

by elmads Introduction Knowing your salary, income and its projections gives you an overview of your financial lifeline, while knowing your net worth is a snapshot of your financial health and stability. Lastly, knowing where your money goes in a strict tracking method will give you a detailed overall view Read more…

By Evan Louise Madriñan, 4 years22/03/2021 ago

Financial Mutant Level of Managing Money – Your Own Net Worth

By elmads Introduction Net worth = Assets – Liabilities. It is a snapshot of our financial situation at this point in time, It also states how we are doing financially and what is our total wealth. The significance of knowing our net worth can help us identify areas where we spend Read more…

By Evan Louise Madriñan, 4 years15/03/2021 ago

Financial Mutant Level of Managing Money – Your own Income Statement

By elmads Introduction Have you ever wondered what would it feel like to have a business and a company? But then you realised you do not know how to start it, let alone run one. It is just overwhelming to learn all of the stuff about managing a business, to Read more…

By Evan Louise Madriñan, 4 years08/03/2021 ago

Basic Financial Planning “Part 2”

11th December, 2020 by elmads WEALTH ACCUMULATION The 3rd and 4th steps are under the Wealth Accumulation phase, this is the exciting, yet overwhelming part of financial planning for most people. In here we will be learning how to make our money work for us through passive income by investing, and how Read more…

By Evan Louise Madriñan, 4 years11/01/2021 ago

Basic Financial Planning “Part 1”

Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Introduction  Money management has been a widely discussed topic, people either do not like it or love it, either they learn and master Read more…

By Evan Louise Madriñan, 4 years04/01/2021 ago

Saving Money for Safety and Security

Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Have you ever experienced unexpected events in your life? such as, your car broke down in the middle of the road while going Read more…

By Evan Louise Madriñan, 4 years21/12/2020 ago

Budgeting Strategies for Everyone

27th November, 2020 by elmads In today’s era, Millenials and Gen Zs have entered the very competitive employment world, they are either still looking for the right job for them or have already set foot into their dream work or businesses. While the older generations are either still working just Read more…

By Evan Louise Madriñan, 4 years14/12/2020 ago

Why knowing our Spending habits is Important before Saving Money

26th November, 2020 by elmads Financial advisors, planners, our parents and teachers always talk about saving money for our future by spending less and live within our means, which is absolutely, undoubtedly and undeniably true! Almost all people around the world knows about it, but why are we still seeing Read more…

By Evan Louise Madriñan, 4 years13/12/2020 ago

Why should we save and invest our hard-earned money?

Click on this link for the Audio Podcast Version – This can be played on Spotify, Apple Podcasts (aka iTunes), Google Play Music and other more. by elmads Saving Money Saving money has been a part of our society, the reasons for saving may vary from person to person, this can Read more…

By Evan Louise Madriñan, 4 years13/12/2020 ago

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